Bridging Finance

Commercial bridging finance is a form of short term loan which is usually paid back within 3 to 12 months - once the borrower obtains long term, lower cost financing.

A bridging loan can give you a stronger negotiating position when purchasing commercial property as it enables you to buy a property without requiring the sale of your existing property or other assets. 

We provide a fast and responsive service to any short term finance need and can arrange a bridging loan from 15,000 - 5 million which is secured on freehold or long leasehold property on either a first or second charge basis.

As specialist brokers, we have access to an extensive panel of lenders and will locate the best deals for you.

  • Finance is available for individuals and companies. 
  • Poor credit history such as CCJs, bankruptcy, IVA and arrears is acceptable.
  • The minimum loan period is one month and the maximum period is usually 36 months.

Bridging has been used by property investors for years as it offers an alternative solution to sourcing the necessary finance to close a deal. Bridging allows investors to raise the finance they need in a short space of time, often a little as 72 hours.

Buying at auction - Often auction deals require buyers to purchase within 21 days of the sale and getting a mortgage can be difficult in such a restrictive time frame. Bridging can provide the funds in the time allocated.

Refurbishment - Lenders are reluctant to provide mortgage finance is the property needs repairs, however a bridging loan can be obtained in the interim and you can apply for a mortgage once the work has been completed.

Refinancing - Perhaps you have just completed a new build an need funds to commence your next project. Bridging can provide you with access to capital from your existing developments.

Bridging finance can give you access to finance quickly for a variety of ventures.

Simply contact us for a no obligation quote. We have access to an extensive panel of lenders.